15 Years Helping People Choose Coverage Confidently
We're an independent agency — not tied to any one carrier — so our advisors recommend what actually fits your life, your family, and your business.
We started California Health because health insurance should never be this hard.
In 2010, our founder watched his sister — a self-employed graphic designer in her early 30s — spend three weeks trying to understand her health insurance options after losing her job. Three weeks. Dozens of confusing websites, conflicting information, and zero guidance from people who actually understood the system.
She eventually gave up and went uninsured for eight months. Four months later, she was in the emergency room with appendicitis. The bill was $34,000.
That's the story that built California Health. We created this agency because navigating health insurance is genuinely difficult — and it shouldn't require a law degree to understand your options.

What makes us different
To make quality health coverage accessible, understandable, and affordable for every American — individual, family, or business — through honest, expert guidance and a service that costs you nothing.
Our values
Licenses & credentials
California Health is licensed to sell health, dental, vision, life, and supplemental insurance in all 50 states. Our agents are appointed with all major carriers including:
Independent in California.
Loyal to you.
We represent you — not any single carrier. Unbiased advice, transparent recommendations, and plans chosen to serve your best interest.
- 01
100% Independent & Unbiased
We're not owned by any insurance company. We shop across 50+ carriers to find your best match — no hidden agendas, no preferred plans.
- 02
Our Service is Free to You
Carriers pay us when you enroll, so our advice and plan comparisons cost you absolutely nothing. You pay the same — or less — than buying direct.
- 03
A Dedicated Agent for Life
Your personal California Health advisor stays with you year over year — reviewing your plan, handling claims issues, and being there when life changes.
- 04
Fast, Simple Enrollment
Most clients are enrolled within 48 hours. Our streamlined digital process means no stacks of paperwork and no waiting weeks for coverage to begin.
Real Californians.
Real coverage wins.
Stories from the 3,800+ Californians we've enrolled — Oakland rideshare drivers, LA freelancers, Bay Area family businesses.
“I'm a Lyft driver in Oakland and never thought I could afford real coverage. My California Health advisor walked me through Covered CA in Spanish, stacked the state subsidy, and got me a Kaiser plan that actually fits my variable income. First time in years I feel protected.”
Luis HernándezRideshare Driver, Oakland CA
“Our family is mixed-status and we were terrified to apply for anything. The team explained that Medi-Cal expansion covers everyone income-eligible in California — no questions about status. They enrolled my parents in Cantonese and my kids in CHIP. Pure relief.”
Mei ChenRestaurant Owner, San Francisco CA
“As a freelance photographer in LA, my income jumps around all year. My advisor at California Health set me up on a Blue Shield Silver plan through Covered CA, helped me estimate my 1099 income correctly, and reconciled my subsidies at renewal. Zero stress, zero pressure.”
Priya RameshFreelance Photographer, Los Angeles CA
